Jeevan Saral

Jeevan Saral is a versatile insurance plan from Life Insurance Corporation of India with features of conventional plans and flexibility of unit linked plans.

It provides:

• Higher insurance cover
• Smooth returns
• Flexibility and liquidity

You are provided the freedom to choose the premium you want to pay. Once premium is chosen Insurance coverage and the maturity benefit is derived from it.


Salient Features

1. Maturity benefits : Maturity Sum Assured (MSA) + Loyalty additions
2. Death benefit: 250 times of the basic monthly premium + Return of premium paid (excluding 1st year premium) + Loyalty additions.
3. Loyalty addition: will be declared after the policy has been in full force for at least 10 years.
4. Auto cover: If the policy is in force for more than three years, the risk coverage will continue for another 12 months even if the premiums are not paid in that period.
5. Surrender charge: No surrender charge will be deducted from policies surrendered after 5 years.
6. Partial surrender: is available after 3 years and provides a smooth return on your needs.

எம் தளத்தில் இணைந்தமைக்கு நன்றி